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Home Refinancing with Mutual of Omaha Mortgage

Whether you’re looking for a cash-out refinance, adjusting your home loan rate or term, or are in the market for a reverse mortgage, Mutual of Omaha Mortgage offers the best solution for your mortgage refinance needs. Popular reasons to refinance include:

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Refinance Mortgage Rate and/or Term

This is one of the most popular reasons for home refinance. Mortgage rates change over time, and when rates drop, that can be a great time to refinance for a lower monthly payment or for a shorter term (for example changing from 30-year to 15-year mortgage).

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Change Your Loan Structure

As your financial circumstances change, you can refinance to change your loan structure. You might choose to change from an adjustable-rate to a fixed-rate mortgage, or you may be able to eliminate Private Mortgage Insurance.

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Get Cash Out From Your Home Equity 

This is a popular option for homeowners looking to consolidate debt or consolidate credit, make home improvements, or cover high-cost expenses. In a cash-out refinance you can borrow money against the value of your home for a low-interest rate that you can pay off over time.

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Home Loans with Mutual of Omaha Mortgage

At Mutual of Omaha Mortgage, we offer a variety of loan options to fit your needs, whether you’re purchasing a home, refinancing, or accessing your home’s equity:

  • VA Loans: Designed for veterans, with competitive rates and exclusive benefits.
  • Conventional Loans: A flexible option for homebuyers with various term choices.
  • FHA Loans: Government-backed loans with lower down payment requirements.
  • USDA Loans: Special financing for eligible rural homebuyers.
  • Jumbo Loans: Financing solutions for high-value home purchases.
  • Adjustable-Rate Mortgage (ARM): Lower initial interest rates with adjustable terms.
  • Refinance & Cash-Out: Lower your monthly payment or access home equity.

No matter your financial goals, Mutual of Omaha Mortgage is here to guide you through the home financing process with expert support and trusted service.