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How to Educate Clients on Whether Now is the Right Time to Refinance, Sell, or Buy New
In today’s market many homeowners are questioning whether it’s a good time to refinance, sell their current home, or purchase a new one. With home loan rates ticking lower than in recent months, it’s no surprise that homeowners who locked in high rates at the peak of the market may be looking at other financially savvy moves to save money in their budget.
How to Use a Home Mortgage Loan Option to Consolidate Debt
Homeowners are currently sitting on a significant amount of equity in their homes - an impressive $17.6 trillion in the second quarter of 2024 - according to CoreLogic. In fact, CoreLogic analysis shows U.S. homeowners with mortgages (roughly 62% of all properties*) have seen their equity increase by a total of $1.3 trillion since the second quarter of 2023, a gain of 8.0% year over year, bringing the total net homeowner equity to over
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Renter Households Are Growing Faster Than Homeowner Households: How You Can Capitalize on This Trend as a Future Homebuyer
The number of renter households in the U.S. has surged, growing three times faster than homeowner households, according to recent data from the U.S. Census Bureau analyzed by Redfin. While both groups hit all-time highs in the second quarter of 2024—with 45.2 million renter households and 86.3 million homeowner households—the growth rate for renters (1.9%) far outpaced that of homeowners (0.6%).
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Is Now the Right Time to Enter Real Estate as an Investor?
As investor activity in the residential real estate market picks up, many are asking if now is the time to jump in. With the latest reports showing a significant increase in investor purchases, debunking claims of a slowdown, there’s growing confidence that the market presents opportunities for those ready to invest. But how can you be sure it’s the right move for you?
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What to Know About the NAR Settlement
The real estate industry is undergoing significant changes, with some of the most profound shifts seen in years expected to impact the market for decades. These transformations stem from the National Association of REALTORS® (NAR) reaching a landmark agreement on August 17, 2024, which reshapes how real estate professionals are compensated and collaborate when negotiating commissions.
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How to Avoid the Holiday Debt Trap
The holiday season is a time for joy, celebration, and gift-giving—but it can also be a time when many people find themselves overspending and dealing with post-holiday debt. Between gifts, travel, and festive gatherings, it’s easy to lose track of your spending and wind up with a hefty credit card bill in January.
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Credit Card vs. Debit Card: The Pros and Cons of Using Credit Cards Versus Debit Cards
As the holiday season approaches, many of us start thinking about how to cover those extra expenses—gifts, travel, food, and more. Whether you're planning for the biggest shopping season of the year or just looking to keep your finances in check, one question comes to mind: should you use a credit card or a debit card?
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Six Fall DIY Projects to Prepare for Winter
Although fall may feel like the beginning of the dormant season, it is actually a great time to cultivate a variety of leafy greens and root vegetables. The cooler temperature and more predictable weather can make managing a garden easier and more rewarding for both first-time and seasoned gardeners. Consider planting crops such as spinach, kale, carrots, beets, and broccoli—these hardy options thrive in the cooler months, allowing you to enjoy a productive garden well into the fall.
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Introducing the Wealth Builder Loan: Your Key to Real Estate Investment Success
Are you a real estate investor looking to elevate your strategy? Whether you're just starting out or aiming to expand your existing portfolio, there’s a variety of paths to reaching your investment goals.
FAQ
Home Equity Loan FAQs
For many homeowners who encounter unexpected bills or expenses, a home equity loan can be an effective way to pay ease financial struggle, consolidate debt and access cash quickly when emergencies arise.
