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Five Inexpensive Ways to Boost Your Home's Curb Appeal
When it comes to your home, first impressions matter. Whether you’re preparing to sell or simply want to make your home stand out, enhancing curb appeal is a great way to make an impact. A welcoming exterior reflects your pride in homeownership and attracts potential buyers. At Mutual of Omaha Mortgage, we’re here to help you achieve your dream home—starting from the outside.
The New Year is the perfect time to tackle some around-the-house maintenance upgrades.
While new year’s resolutions often focus on personal goals, it’s equally important to give your
home some attention. A few key projects early in the year can help you maintain a safer,
cleaner, and more efficient living space all year long.
Article
How to Qualify for a Mortgage with a New Job as a First-Time Buyer
Starting a new job can feel like an exciting fresh start, and for many, it’s the perfect time to think about buying a first home. But if you’ve recently started a new position, you might wonder how it will affect your ability to qualify for a mortgage.
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How New Job Earnings Affect Loan Approval
When homebuyers land a new job, they’re often eager to celebrate their success by purchasing a new home. But as real estate agents know, fluctuations in income—such as bonuses, commissions, or a shift to a higher salary—can complicate the mortgage qualification process.
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How to Educate Clients on Whether Now is the Right Time to Refinance, Sell, or Buy New
In today’s market many homeowners are questioning whether it’s a good time to refinance, sell their current home, or purchase a new one. With home loan rates ticking lower than in recent months, it’s no surprise that homeowners who locked in high rates at the peak of the market may be looking at other financially savvy moves to save money in their budget.
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How to Use a Home Mortgage Loan Option to Consolidate Debt
Homeowners are currently sitting on a significant amount of equity in their homes - an impressive $17.6 trillion in the second quarter of 2024 - according to CoreLogic. In fact, CoreLogic analysis shows U.S. homeowners with mortgages (roughly 62% of all properties*) have seen their equity increase by a total of $1.3 trillion since the second quarter of 2023, a gain of 8.0% year over year, bringing the total net homeowner equity to over
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Renter Households Are Growing Faster Than Homeowner Households: How You Can Capitalize on This Trend as a Future Homebuyer
The number of renter households in the U.S. has surged, growing three times faster than homeowner households, according to recent data from the U.S. Census Bureau analyzed by Redfin. While both groups hit all-time highs in the second quarter of 2024—with 45.2 million renter households and 86.3 million homeowner households—the growth rate for renters (1.9%) far outpaced that of homeowners (0.6%).
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Is Now the Right Time to Enter Real Estate as an Investor?
As investor activity in the residential real estate market picks up, many are asking if now is the time to jump in. With the latest reports showing a significant increase in investor purchases, debunking claims of a slowdown, there’s growing confidence that the market presents opportunities for those ready to invest. But how can you be sure it’s the right move for you?
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What to Know About the NAR Settlement
The real estate industry is undergoing significant changes, with some of the most profound shifts seen in years expected to impact the market for decades. These transformations stem from the National Association of REALTORS® (NAR) reaching a landmark agreement on August 17, 2024, which reshapes how real estate professionals are compensated and collaborate when negotiating commissions.
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How to Avoid the Holiday Debt Trap
The holiday season is a time for joy, celebration, and gift-giving—but it can also be a time when many people find themselves overspending and dealing with post-holiday debt. Between gifts, travel, and festive gatherings, it’s easy to lose track of your spending and wind up with a hefty credit card bill in January.
