Articles & FAQ

Quickly tap into our robust knowledgebase, learn about mortgage programs and best practices, and stay up to date with the latest mortgage news.

Filter

Article

Understanding Mortgage Insurance: A Guide for Real Estate Agents and Their Clients

As a real estate agent, one of your responsibilities is to educate your clients about various aspects of the homebuying process. One critical topic to discuss is mortgage insurance. Understanding what it is, when it is required, and how it affects the homebuying process and monthly payments is essential for both you and your clients.

Article

Fixed vs. Adjustable Rate Mortgages: Which One Is Right for You?

Two of the most common types of mortgages are fixed-rate and adjustable-rate mortgages. Each has its pros and cons, and it's essential to understand the differences to make an informed decision.

Article

FHA vs. Conventional Mortgages: What's the Difference?

While both types of loans help borrowers achieve their dream of homeownership, they have some key differences that borrowers should understand before choosing which option is right for them.

Article

Moving Out of State? These 10 Housing Markets Should be on Your Radar

Whether you're looking for a lower cost of living, better job opportunities, or even just a change of scenery, there are many reasons why moving to a different state can improve your financial situation and overall quality of life.

Smiling Diverse Clients Meeting Real Estate Agent At Office. (1)

Article

The Top Mistakes to Avoid When Applying for a Mortgage

Applying for a mortgage may seem daunting, especially for first-time homebuyers. By taking the necessary steps and avoiding common mistakes, you can increase your chances of getting approved for a loan and moving one step closer to owning your dream home.

Article

Why New Homebuyers Need the Protection of Life Insurance Coverage

Protecting your new home investment is crucial, and life insurance coverage can provide added security for new homebuyers. Learn why having life insurance is essential for protecting your family's future and your home. Mutual of Omaha Mortgage can help you find the right coverage for your needs.

Article

Using Homeownership As an Investment

Investing in real estate is a tried and true way to build wealth over time. One of the most popular ways to invest in real estate is to purchase an investment property.

Article

Homeownership and the Power of Equity

Owning a home can be one of the most significant investments you'll make in your lifetime. Not only does homeownership provide you with a place to live, but it can also be a valuable asset that can help you build wealth over time. One of the most significant benefits of homeownership is the power of equity.

Article

How to Buy Your First Home

Buying your first home can be an exciting and daunting experience. It's likely one of the biggest purchases you'll make in your lifetime, and the process can seem overwhelming. However, with the right preparation and guidance, buying your first home can be a smooth and rewarding experience.

Article

Credit and Financing 101

Credit and financing are two concepts that are fundamental to financial health. Understanding these concepts is essential to making informed financial decisions, building financial stability, and achieving our financial goals, like paying off debt or buying a home.