Quickly tap into our robust knowledgebase, learn about mortgage programs and best practices, and stay up to date with the latest mortgage news.
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Conventional Home Loans Guide
If you’re able to meet the down payment, income and credit requirements, conventional loans typically offer more flexibility and a wider array of loan programs and terms.
Sponsored by the U.S. Department of Agriculture, a USDA loan is a mortgage that offers benefits for those wishing to purchase a home in an eligible rural or suburban area.
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FHA Loans
Sponsored by the U.S. Department of Housing and Urban Development (HUD), FHA loans are government-backed home loans distributed by private lenders like Mutual of Omaha Mortgage. FHA Loans are a great financing option for first-time home buyers who may have less than perfect credit history or have smaller down payment goals
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Loan Process
We know that for many, the mortgage loan process can be overwhelming and confusing. Don’t worry! With the right information, preparation and an expert loan officer, the loan process can be quite easy and straightforward.
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Mortgage Types
When it comes to finding the right mortgage loan type and term for your new home purchase or refinance, the number of options available can be overwhelming. In this article, we’ll compare the different mortgage types and mortgage terms that you might come across as you look for a new home loan.
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ARM
One key decision that you’ll need to make during the mortgage process is whether you’ll purchase your home with a fixed rate or adjustable rate mortgage (ARM). Each has pros and cons that should be considered during the decision-making process.
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USDA FAQs
USDA loans are federally insured and can be compounded with USDA-sponsored grants which are backed by the U.S. Department of Agriculture. USDA loans are designed to provide homeownership opportunities to low- and moderate-income Americans living in rural areas.
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Low Mortgage Rates Refinance
As mortgage rates tumble, you may be contemplating a refinance. Mortgage rate drops haven’t been this low since 2016 and may indicate that now is a great time to refinance your current home loan.
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Consolidate Debt Refinance
When mortgage interest rates decline, there’s a unique opportunity for homeowners looking to pay off debt: a refinance. Consolidating debt into a mortgage is easier than you think.
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What Does Refinance Mean
Refinancing means that you replace your existing mortgage loan with a new loan. So, the new mortgage loan pays off the former loan.
