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Adapting to Today's Housing Market
Only time will tell if the housing market improves significantly in 2023. However, a recent study predicts how retirees and first-time homebuyers might adapt to the changes and challenges ahead.
What is a 2-1 Buydown Loan and How Can it Help Homebuyers?
As inflation continues to cause challenges for would-be and current homebuyers, lenders are looking for new and inventive ways to help qualified borrowers get the keys to their dream home.
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How to Plan a Budget for the Holidays
With inflation still looming over the budgets of most American households, it’s not surprising that this holiday season might be coming with a little added stress over how much to spend.
Buying a home
Make Buying a Home a Part of Your New Year's Resolution
There's no better time than the new year to set new goals and plan for the future. If buying a new home is on your New Year's resolution list, it's important to map out how you plan to make your resolution a reality.
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How to Improve Your Credit in the New Year
A top-tier credit score can offer consumers a wide range of advantages, especially when it comes time to buy a house. From lower interest rates to promotional cash-back offers, higher credit limits, and even approval on desirable credit cards, having good credit can give you, as a homeowner, many benefits, even once your home is purchased.
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How to Improve Your Financial Health in the New Year
Getting healthy in the new year doesn't have to stop with your diet and nutrition. Being financially healthy is just as important as being physically, mentally, and emotionally healthy.
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Tackling a Tough Housing Market
From runaway home prices to climbing interest rates, you’ve seen dramatic changes in the housing market this year — and more could come in 2023. Here are tips on how to ride out a tough market.
Article
Home Design Trends 2023
Inflated home prices and climbing interest rates have brought the housing market to a virtual standstill. But as you know, home designs continue to evolve, impress and attract potential buyers.
Mortgage Basics
How to Qualify for an FHA Loan
A Federal Housing Administration (FHA) Loan is a government-backed mortgage loan sponsored by the U.S. Department of Housing and Urban Development (HUD). This backing from the government significantly reduces the risks of these loans to the lender, allowing them to be more lenient in their borrowing criteria while having significantly lower down payments and closing costs than conventional loans.
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How to Manage Costs while Renovating a Home During Inflation
There’s no question. Inflation has been hitting the wallets of Americans in big ways and it isn’t for the best. With inflation at the highest it’s been in many homeowners' lifetime, you might be thinking that now is a better time to tackle a home improvement project rather than try to sell or buy a new home.
