Programs to Help You Achieve Your Dreams of Homeownership

05.31.2024 | Category: Article

Are you dreaming of owning your own home? At Mutual of Omaha Mortgage, we understand that achieving homeownership can feel like a daunting task. That's why we offer a range of innovative loan programs designed to make your dream a reality. Whether you're a first-time homebuyer or an experienced investor, our programs are tailored to meet your needs and provide the support you need every step of the way. Let's explore how our programs can help you achieve your dreams of homeownership.

ONE+ Mortgage Program: Your Path to Affordable Homeownership

Our ONE+ mortgage program is designed to bring homeownership within reach by offering a groundbreaking 1% down payment option with reduced private mortgage insurance. This means you can purchase a home with as little as 1% down, making it easier to get the keys to your dream home. With affordable homeownership at your fingertips, the ONE+ program is your path to making your homeownership dreams a reality.

CHOICEReno eXPress: Transform Your Home with Financing

If you're looking to renovate your home or address aging housing issues, our CHOICEReno eXPress program is here to help. This program allows you to include renovation costs in your mortgage financing, making it easier to transform your home into your dream space. Whether it's updating kitchens and bathrooms or creating aging-in-place solutions, CHOICEReno eXPress empowers you to make the changes you want while financing them conveniently through your mortgage.

Mutual Assist DPA Program: Zero Down Payment for FHA Loans

Saving for a down payment can be a significant hurdle for many homebuyers. That's why our Mutual Assist DPA (Down Payment Assistance) program offers 100% financing for FHA loans, requiring zero down payment (closing costs still apply). With this program, you can overcome the barrier of a down payment and step into homeownership with ease. Say goodbye to saving for years for a down payment and hello to your new home.

Wealth Builder Home Loan: Simplifying Real Estate Investing

Investing in real estate doesn't have to be complicated. Our Wealth Builder Loan program focuses on the property's income-generating potential, not your personal credit or income history. This means you can qualify based on rental income alone, making real estate investing more accessible. Whether you're a seasoned investor or just starting, the Wealth Builder Loan program simplifies the process and helps you achieve your investment goals.

Your Journey to Homeownership Starts Here

At Mutual of Omaha Mortgage, we're dedicated to helping you achieve your dreams of homeownership. Our innovative loan programs are designed with you in mind, offering affordability, flexibility, and support throughout your homeownership journey. Whether you're buying your first home, renovating your current one, or investing in real estate, we're here to make it happen. Your journey to homeownership starts here—let's make your dream home a reality together.

*This is not a commitment to lend or extend credit. All loans are subject to credit approval. Programs subject to change without notice. Rates and terms are subject to change. APR may vary. Not all borrowers qualify for all programs, must meet underwriting guidelines and are subject to credit review and approval. For mortgage loans other than fixed loans, it is possible that the borrower’s payment may increase substantially after consummation.