Special Offer for Mutual of Omaha Customers!
If you’re looking to lower your payment, get cash out, or consolidate debt, refinancing your current mortgage—we’re here to help. We offer a variety of great refinancing options, all from a company you already know and trust.
Let us know what type of home loan you are interested in
Years of Experience
Brand Trusted by Millions
Secure Financial Strength
How it works
Understanding your special offer
For being a Mutual of Omaha customer, Mutual of Omaha Mortgage can offer you a discount on your mortgage.
What does this mean to you? You can take advantage of $1,000 off closing costs* and special discounted rates**. This applies if you’re purchasing a new home or refinancing your existing home loan.
Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!
Key Features
Discount off lender fees*
Exclusive rate access – Rates are traditionally .25 basis points below market**
Purchase, Refinance and Cash Out loans
Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo and USDA loans
Dedicated, experienced loan officers to guide you
97% Client Satisfaction Rating
A+ rating with Better Business Bureau
*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing. ** Rates and discounts are based on current market conditions and may change without notice. Certain restrictions and limitations may apply. Please consult with a loan officer for full details
Today’s Mortgage Rates
These are our current mortgage rates for some of our most popular loan programs.
Rates are updated daily. Please keep in mind that the interest rate you will qualify for depends on many factors, including your credit, your loan amount and your down payment. For a personalized mortgage quote, please get started online.
Legal Disclosures
Conventional 30-year Fixed-Rate Loan:
The estimated payment on a $325,000, 30-year Fixed-Rate Conventional Loan with a 15 Day Lock, FICO score 760, and loan-to-value (LTV) 95%. The quote above includes two points. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
Conventional 15-year Fixed-Rate Loan:
The estimated payment on a $325,000, 15-year Fixed-Rate Loan with a 15 Day Lock, FICO score 760, and loan-to-value (LTV) 95%. The quote above includes two points. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
VA 30-year Fixed-Rate Loan:
The estimated payment on a $325,000, 30-year Fixed-Rate VA Loan with a 15-day lock, FICO score 760, and loan-to-value (LTV) 95%. The quote above includes two points. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active-duty military.
FHA 30-year Fixed-Rate Loan:
The estimated payment on a $325,000, FHA 30-year Fixed-Rate Loan with a 15 day lock, FICO score 760, and loan-to-value (LTV) 95% Payment includes a one-time upfront mortgage insurance premium (MIP) at 1.75% of the base loan amount and a monthly MIP calculated at 0.8% of the base loan amount. For mortgages with a loan-to-value (LTV) ratio of 95%, the 0.8% monthly MIP will be paid for the first 30 years of the mortgage term, or the end of the mortgage term, whichever comes first. Thereafter, the monthly loan payment will consist of equal monthly principal and interest payments only until the end of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
Assumptions
Lenders calculate rates using assumptions: basic loan details. For all rates shown, unless otherwise noted, we assumed:
- You’re buying or refinancing a single-family home that’s your primary residence.
- If refinancing, you’re not taking cash out.
- Closing costs will be paid up front, not rolled into the loan.
- Your debt-to-income ratio is less than 30%.
- Your credit score is over 760.
- You’ll have an escrow account for payment of taxes and insurance.
Disclosures
- Mortgage rates can change daily.
- Some loan options may not be available in all states.
- Some jumbo loan options may not be available to first-time home buyers.
- Lending services may not be available in all areas.
- Some restrictions may apply.
- The rate lock period is 15 days.
Purchase a Home
Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you’re in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we’re here to make your mortgage process fast and easy – and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.
Want to Learn More?
Refinance Your Home
When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we’ll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs – and you get big savings with your employee benefit discount. That’s less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!
Want to Learn More?
Ready to talk with a mortgage expert?
Our friendly, knowledgeable mortgage loan originators are happy to help you navigate the world of mortgage so you can find the right solution tailored to your needs. Request a no-obligation call. Just fill out the convenient form below.
