$1,000 off closing costs for any
Chowder Financial Customer

Mutual of Omaha Mortgage is proud to offer all Chowder Financial Customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Introducing MORE Rewards

Mutual of Omaha Mortgage has partnered with top real estate companies that match consumers with local agents. We work with the top agents in the country to provide the highest quality service and a streamlined process for clients looking to buy or sell homes. Our cash back commission rebate program allows client to receive 19% of the realtors commission when they buy or sell with one of our MORE Rewards network agents.

With MORE Rewards Realtor Cashback we can help you:

  • Partner up with a qualified local real estate agent at no cost
  • Streamline your homebuying journey
  • And SAVE big - receive 19% of the realtors commission when you buy or sell with one of our MORE Rewards network agents. That savings be anywhere between $350 to $10,500 when you work with a MORE Rewards agent*

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Get Pre-qualified

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

Refinance your home today!

See What Our Customers Have to Say

Jamie DeWolf in HARRISON TOWNSHIP, MI

On October 11, 2024

Tony was Great to work with, awesome communication, no matter what day or time, he always managed to take my call if I needed anything.

Patricia Ajemian in ASHLAND, OR

On September 05, 2024

Guy was always there for me every step of the way. He would communicate immediately with me when I had questions or a problem cropped up, no matter if it was during business hours or after hours. He was able to resolve serious issues quickly and we were able to close our house quickly within the 30 days period. He also was present at the signing. When he wasn't available he has excellent help with his assistant Carrie Dynge. I would absolutely recommend Guy to any one who wants a mortgage broker. He was also able to get me a much lower interest rate than I expected. I hope to use Guy again if I ever need to buy another house in the future. I will recommend him to people I know who might be looking for a mortgage agent and to. realtors in the Rogue Valley area.

Douglas Butler in Kennewick, WA

On September 05, 2024

Sebastian and Sarah were totally on top of everything and kept in constant communication with me. They made the process easy and it flowed very smoothly!

Janice Celia Mumford in Canton, GA

On September 02, 2024

My husband and I are more grateful to you than you know. It was a pleasure working with you and your staff, and we are pleased to have you as our loan officer. You outperform others I have worked with in the past. My husband and I received daily updates on the loan progress. Kevin is detail-oriented and very knowledgeable about actions that need to be taken to keep the loan process moving. It was a pleasure working with you. Thank you for the actions you took to make everything happen.

Shivtej Tata in Tewksbury, MA

On August 29, 2024

From start to finish, Mike was extremely communicative throughout the entire process. He thoroughly explained everything about the mortgage process, including approvals, pre-approvals, and other checks. He consistently kept me updated on the rates and offered valuable advice, but never pressured me into choosing a particular rate. Mike was also quick to provide any details I needed. Overall, the whole experience was smooth and comfortable, with no unexpected surprises.

Andrea Michele Hubbard in Covington, GA

On August 27, 2024

I was amazed at the level of customer service that Kelvin and his team provided! There was not a day that went by that someone did not contact me to give status updates or words on encouragement to be patient the process is working! They assisted when necessary and fought when required, I was a challenge and this team and I won!! Thank you very much for making a difference in my life!!

Michelle Wilhite in Anderson, SC

On August 22, 2024

Working with Matt made my job as a realtor feel like a pleasant walk in the park! I can honestly say I didn't feel stressed at all, my clients were so happy the entire process, and his communication was always on point! I can't wait to do many more closings with him in the future!

Lynn M Adgett in Fort Mohave, AZ

On August 20, 2024

Sebastian, found the best loan for us when others failed. He was always available by phone or email and guiding us through the process. I would say one of the smoothest transactions we have had with a mortgage company and we have refinanced many times on many other homes. We are thankful to have found Sebastian and this loan to make our lives easier. Everything was exactly as promised!

Vincent Cortorillo

On July 29, 2024

5 Stars, 5 Diamonds, Gold Medal and just the one of the nicest men on the face of the planet. Sean was with us from start to finish. No hour was to late or no question was too silly. He answered everything for us and stayed with us from start to finish, all with a smile on his face and a warm heart. I cannot say enough good things about this man. If you want a mortgage rep that really cares about you, then this is your man. Sean’s knowledge and ability to navigate just about anything relative to Mortgages and Refi's is beyond impressive and you will thank me when you go with him. Here’s a tip for everyone contemplating a refi, send ALL of the requested material in the day Sean asks for it. Not only will this help this wonderful man, but it will allow you to set yourself up for success by submitting all the requested material on time. At the end of day, delays are caused by missing material, if he asks for it send it, you will thank me later, trust me. In closing, I am proud to know and call him my brother & look forward to our next transaction with great eagerness. Thanks You Sean and Mutual of Omaha! Mr. & Mrs. V P Cortorillo Las Vegas, NV

Charles E Hickson in Suffolk, VA

On July 27, 2024

The communication was the best part. There were no surprises. Josh kept us informed whether good news or bad. Thanks Josh

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