$1,000 off closing costs for any
Gravity Lending Customer

Mutual of Omaha Mortgage is proud to offer all Gravity Lending Customers reduced closing costs, access to discounted mortgage rates and more! Get started with your new home purchase or refinance today.

Get Started

How It Works

For being part of the Mutual of Omaha family, Mutual of Omaha Mortgage can offer you a discount on your mortgage. What does this mean to you? You can take advantage of $1,000 off closing costs and special discounted rates*. This applies if you’re purchasing a new home or refinancing your existing home loan. Our team of dedicated loan officers are ready to answer any questions about our employee mortgage benefit program and help you explore the right mortgage solution for you!

  • Discount off lender fees
  • Exclusive rate access - Rates are traditionally .25 basis points below market
  • Purchase, Refinance and Cash Out loans
  • Loan options to pick from include: VA, FHA, Non-Conforming, Conventional, Jumbo, HARP and USDA loans
  • Dedicated, experienced loan officers to guide you
  • 97% Client Satisfaction Rating
  • A+ rating with Better Business Bureau

*Offer applies to loans that close with Mutual of Omaha Mortgage. Only one offer per loan transaction is available, and savings cannot be combined with any other offer. Savings will reflect on Closing Disclosure at closing.

Introducing MORE Rewards

Mutual of Omaha Mortgage has partnered with top real estate companies that match consumers with local agents. We work with the top agents in the country to provide the highest quality service and a streamlined process for clients looking to buy or sell homes. Our cash back commission rebate program allows client to receive 19% of the realtors commission when they buy or sell with one of our MORE Rewards network agents.

With MORE Rewards Realtor Cashback we can help you:

  • Partner up with a qualified local real estate agent at no cost
  • Streamline your homebuying journey
  • And SAVE big - receive 19% of the realtors commission when you buy or sell with one of our MORE Rewards network agents. That savings be anywhere between $350 to $10,500 when you work with a MORE Rewards agent*

Purchase a Home

Your employee benefit discount can be applied to any purchase product from Mutual of Omaha Mortgage. Whether you're in the market for a conventional fixed-rate, VA, FHA or other specialized loan program, we're here to make your mortgage process fast and easy - and help you save money at closing and over the life of your loan! Contact a Mutual of Omaha Mortgage loan officer to learn more or start your application with us today.

Refinance Your Home

When you apply for a refinance loan with Mutual of Omaha Mortgage, you can rest assured knowing we'll provide the best refinance experience available. We work to find you the best refinance option for your home loan needs - and you get big savings with your employee benefit discount. That's less money out of your pocket, and more savings over the life of your loan with Mutual of Omaha Mortgage. Get your refinance started today!

See What Our Customers Have to Say

Sapna Patel in CHICAGO, IL

On March 22, 2025

Daniel's support through the entire process was outstanding. He's was always willing to answer questions and provided the advice I needed as a first time home buyer.

Terence C May in Milford, PA

On February 21, 2025

Giovony was very straight forward and up front with everything. He lead us step by step and made every step clear. Very professional experience!!!

Robin N Mendell in Rhoadesville, VA

On February 18, 2025

Always was willing to help with any questions I had

Linda Love

On February 14, 2025

It was a pleasure working working with Josh. No pressure. He was patient and thorough. This was a big decision for me and he made it a pleasant experience and I would highly recommend him for anyone considering a refinance with Mutual of Omaha

Cory E Bullard in Omaha, NE

On January 25, 2025

Giovany went above and beyond to provide an amazing experience and exceptional customer service. I would recommend him to anyone!

James M Palmatier in Ulysses, PA

On January 13, 2025

Mike made the process very simple for me, he was very responsive to any questions I had and kept me updated every step of the way!

Eric Seglinski Jr. in Lutherville, MD

On December 16, 2024

Mike was very responsive and helpful when going through different loan options. Overall had a great experience

Joseph Patrick Webb in GLADE SPRING, VA

On December 02, 2024

Gabriel was very helpful thru the whole prossess

Stephanie M Stenger in Cincinnati, OH

On December 02, 2024

Joseph was AMAZING to work with. Took extra time to explain the loan and next steps thoroughly. I finally have relief with this refinancing and consolidation of my debt. Thank you for everything!

Donatello D Bollettino in HOWELL, NJ

On November 22, 2024

David was fantastic to deal with. He would get back to me with all my questions and concerns promptly and made the process extremely smooth. I will definitely be referring family and friends to him. He is a great asset to your company.

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